Cross Border Electricity Providers Generate Four Characteristics To Boost Development
< p > Nielsen Co survey of consumers in the United States, Britain, China, Australia, Brazil, Germany and other markets showed that in 2013, the online purchases of 93 million 700 thousand consumers from these six markets amounted to about 105 billion dollars. The United States has the largest e-commerce market in the world, with a large number of excellent brands. Because of low inflation, the US website has become the main destination for all countries to purchase online. The United States is the biggest beneficiary of cross-border e-commerce. Take Amazon as an example. Of its $61 billion net sales in 2012, 43% came from outside North America. The source countries of American consumers through cross-border e-commerce are mainly the United Kingdom and China. < /p >
In P, 2013, more than 1/4 consumers in the European Union bought non EU goods online. This proportion was higher in euro area countries, and the highest in Austria was more than 70%. Britain, Germany and France are Europe's most favored destinations for cross-border e-commerce imports. In Latin America, Brazil expects the number of cross-border e-commerce transactions to reach about 10 million by 2018, with an average annual growth rate of 25%. In 2013, the number of cross-border e-commerce transactions in Argentina increased by more than 100% compared to 2012, so that in January 2014, the Argentina government had to start restrictions on cross-border e-commerce transactions. Columbia (Columbia store), Paraguay, Venezuela and other countries, because the domestic e-commerce transactions are relatively backward, most online shopping is conducted through cross-border e-commerce transactions. In Asia, Singapore has the highest proportion of cross-border e-commerce transactions in e-commerce transactions, followed by Malaysia. Japan's online shopping has 1/5 through cross-border e-commerce. < /p >
< p > < strong > advantages: four characteristics boost development < /strong > < /p >
< p > < strong > the rapid development of cross-border e-commerce is related to the unique advantages of this trade mode. < /strong > < /p >.
< p > < a href= > http://sjfzxm.com//business/ > < /a > first, it adapts to the latest development trend of international trade. After the US financial crisis in 2008, the growth of consumer income slowed down and began to buy foreign low quality products directly through the Internet. Some overseas importers, in order to ease the pressure of capital chain and control the risk of capital, are also inclined to convert large purchases into small purchases and long-term purchases into short-term purchases. The amount of single orders is significantly reduced, most of which are not more than 30 thousand dollars. The traditional "containerized" bulk trading is gradually being replaced by small batch and multiple batches of "fragmentation" import and export trade. < /p >
< p > secondly, effectively reduce product prices. Cross border electricity providers can reach consumers only through factories, online platforms and overseas businessmen. The net profit of foreign trade may reach several times that of traditional trade. In the future, the chain of foreign trade can also be simplified. Products can go directly to the foreign consumers through the online platform. The original intermediate cost has become part of the profits of the producers, part of which has become the Commission of the e-commerce platform, and the rest has become the price concession offered by the consumers. If cross border e-commerce enterprises can adopt the centralized procurement mode, it will also greatly reduce the cost of goods purchasing and logistics. < /p >
< p > Third, the upper and lower reaches are mostly modern service industries. Associated logistics distribution, electronic payment, electronic authentication, IT service, network marketing and so on belong to the modern service industry. Even the most traditional express, logistics and distribution are also built on the information technology business system. Not only the commodity itself has been encoded by two-dimensional code and barcode, but also can be real-time querying and tracking the commodity circulation process on the electronic business platform, and paying through the online banking or the third party electronic payment platform. < /p >
< p > finally, consumer oriented. Cross border electricity providers mainly deal with what consumers can't buy in China, which is trade increment. Cross border e-commerce platform makes similar products on the same stage debut. Price performance ratio has become an important factor in consumer decision making. This is a consumer oriented, personalized way of trading. Consumers have greater freedom of choice and are free from geographical restrictions. The "order voting" has become the trend of cross-border electricity supplier development. < /p >
< p > < strong > regulation: international cooperation is essential. < /strong > /p >
< p > < strong > < a > href= > http://sjfzxm.com//business/ > > payment > /a > secure electronic payment security is the key issue of cross-border e-commerce. < /strong > /p >
< p > at present, there are many ways of payment such as bank transfer, credit card and third party payment. In the B2B mode, the payment methods are mainly credit card and bank transfer, and merchants are widely applied to the B2C mode and the third party payment tools. PayPal, the third party payment system in the United States, is the most widely used online payment tool for cross-border transactions in the world. It has over 132 million active users and supports 25 kinds of currency payment transactions. < /p >
< p > from a regulatory point of view, the United States and the EU do not differentiate between the third party payments. The United States is the birthplace of the third party online payment method, and has some successful experience in the supervision of the third party payment. 首先,将第三方支付机构界定为货币服务机构,需要由监管机构发放牌照进行管理和规范,必须登记注册;其次,对第三方支付平台实行功能性监管,监管重点在交易过程,而不是从事第三方支付的机构;再次,采用立体监管体制,对支付服务的监管与约束来自联邦(联邦专卖店)与州两个层面;第四,有专门监管部门,美国联邦存款保险公司是监管的重要部门;第五,从现有法规中寻找监管依据,没有专门针对第三方支付平台的法律法规,如在消费者权益保护方面,美国的《统一货币服务法》对货币服务机构提出了担保、净资产和流动性的要求,不得从事类似银行的存贷款业务、不得擅自留存、挪用客户的交易资金,投资必须得到许可等;在反洗钱监管方面,美国的《爱国者法案》规定,第三方支付平台需要在财政部金融犯罪执行网络注册,接受联邦和州两级反洗钱监管 To report suspicious transactions in time, keep all transaction records and so on. < /p >
< p > EU also stipulates that the payment institution must obtain a banking license or an electronic money company license, making it clear that the European Central Bank is the subject of supervision. In addition, it also involves (1) minimum capital requirements, electronic money institutions must have an initial capital of not less than 350 thousand euros, and must continue to own their own funds and set the minimum limit; (2) investment activities restrictions, stipulating that the funds deposited in the process of payment services are their liabilities, and their investment activities are strictly limited, including investment projects and investment quota; (3) the supervision of the stranded capital, the establishment of a risk reserve system, and Payment institutions need to set up special accounts in the central bank and retain a large amount of funds to prevent financial risks. < /p >
< p > < strong > Credit Protection > /strong > /p >
< p > < strong > the credit consciousness of the market players is the basis of the cross border e-commerce credit system < /strong > < /p >
< p > no trust is not established. Credit is the guarantee for the sustainable development of cross-border e-commerce. European and American developed countries have similar experiences in the cultivation of credit system. They can be roughly summed up as three points: < /p >
< p > in Europe and America, enterprises and individuals all regard credit as second life and have strong sense of credit. Everyone has a unique and lifelong credit code. Personal credit is poor, and life will be everywhere. The credit rating of enterprises also determines the cost and quantity of their financing. If a company or individual maliciously overdrafts, there will be a stain on the credit record. < /p >
< p > adhere to the leading role of the market is the main line of cross border e-commerce credit system. The government only gives policy guidance, formulating framework documents in tax policy, electronic payment system, unified business regulations, intellectual property rights protection and information security, so as to create conditions for the good development of cross border e-commerce credit system. < /p >
< p > perfect legal system is a powerful guarantee for cross border e-commerce credit system. Such as the US internet commerce standard, the electronic signature law, the online electronic payment security standard, the Internet protection personal privacy act, etc., the EU's "remote sales directive", "electronic signature directive", "e-commerce directive", "Copyright Directive" and so on. These laws regulate a series of important issues, such as credit data environment, dishonesty punishment mechanism, and fair trust rights, which enable the government, electric business enterprises, consumers, intermediary service agencies and so on to act according to law. < /p >
< p > < strong > customs clearance < /strong > < /p >
< p > < strong > the United States advocates zero tariffs. The EU emphasizes Limited trade liberalization < /strong > /p >
< p > customs clearance of cross-border e-commerce transactions mainly involves three aspects: first, customs inspection; second, tariff policy; third, regulation and international cooperation. < /p >
< p > customs inspection is relatively simple, mainly related to some corresponding provisions in developed countries in Europe and America. The customs and Border Protection Bureau of the United States Customs and Excise Bureau stipulates that the import and export products of cross-border e-commerce must include a small number of items, the recipient is a private person, and the detailed name of the goods is specified on the waybill and invoice. The brand name accessories and clothing protected by the trademark law and the patent law need to obtain the qualification of the agent to import, etc. in addition, there are provisions for smuggling and counterfeiting. EU countries require products to have a safety certification mark CE, otherwise the local customs may refuse to return customs clearance. < /p >
< p > cross border e-commerce, which should be transported to bulk users through the Internet through the mass import of goods at the port, will result in the import of goods that are imported in a high volume and with higher value and duty payable to become scattered, single valued, low tax or low tax personal goods or imported goods. Because of the provisions of tax exemption or levy on goods and personal belongings, the "ant moving" tax avoidance is triggered. In view of this problem, the US and European practices are different. As the biggest beneficiary of e-commerce, the United States advocates that products or services that are traded on the Internet should be tax free and advocate zero tariff policy for e-commerce in the world. In order to avoid the huge impact of its domestic industry and oppose the proposal of zero tariff proposed by the United States, the European Union classifies cross-border e-commerce as a prerequisite for solving the tariff problem of e-commerce, and advocates Limited trade liberalization. < /p >
< p > cross border e-commerce is a new type of international trade mode which belongs to different countries or customs. Through the e-commerce platform, a new type of international trade mode, which achieves transaction, payment and settlement, and delivers goods through cross border logistics and completes transaction, is not a national affair. Standardization and international cooperation are indispensable. The United States has made great efforts in this regard. First, the United States government supports the establishment of international uniform trade norms to promote e-commerce; encourages the international acceptance of electronic signatures and other similar licensing procedures; and promotes the establishment of an alternative dispute settlement mechanism for international trade activities. Secondly, the US government signed the "Joint Declaration on electronic commerce" with Japan, France, Canada, Holland, Ireland, Australia, South Korea, Philippines, Chile and Egypt. Since the European Union launched the guiding principles of trade data exchange in 1981, various international organizations and countries have launched nearly 100 kinds of framework agreements and documents dealing with e-commerce and trade. Especially in the context of the stalemate of the WTO round of negotiations in Doha, in 2010, the United Nations International Trade Commission began drafting the "online rules for resolving disputes over cross-border e-commerce transactions: procedural rules". At present, significant progress has been made, thus laying the foundation for further in-depth development of cross-border e-commerce. < /p >
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