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How Do Entrepreneurs Guard Against Fraud?

2010/12/20 16:40:00 47

Entrepreneurship

There are risks. We need to be cautious when we go to sea.

It is not uncommon for entrepreneurs to be tricked overnight.

The following are analyzed by typical senior entrepreneurs guidance expert Professor Xia Dinghai and Professor Zheng Younan for typical cases.

First, financing fraud.

Case: Mr. Yu invested in a small business in 2002. Today, the momentum of business development is quite good, but with limited funds, he wants to expand business through financing.

He has found many Vc firm and investment intermediary companies successively.

Some investors looked at the small scale of the company and rejected it. Some received the project information, but they never responded.

When Mr. Yu lost his confidence, an investment company finally expressed interest.

The company claims to be a Vc firm under a large state-owned enterprise. Its staff is composed of project Commissioner, assistant, deputy general and director. It has a very detailed and well received comment on Mr. Yu's project.

The director of investment department also said, "make friends first, then do projects".

Mr. Yu was very moved. Therefore, he was unprepared when the investment company proposed to examine the authenticity of the project and to pay for it in advance by the project owner.

Shortly after the money was sent out, the phone number of the investment company and the mobile phone number of the chief investment officer were completely empty.

Comments: many entrepreneurs believe that financing is someone else's money, will not encounter cheaters.

In fact, it is not.

Clever defrauders will take advantage of some entrepreneurs who are eager to find the rice pot mentality, so that entrepreneurs feel that they have met "magnate".

They will boast of their company size and professionalism to get the trust of entrepreneurs, and then praise the financing projects. Finally, they will cheat the inspection fees and public relations fees in the name of investigation projects, and then disappear after charging.

Therefore, the financiers should seek formal investment companies.

In addition to conducting a thorough investigation of the background of investment companies, we need to remain vigilant, especially with regard to various payment requirements. We should ask a few more reasons and, if necessary, use legal contracts to protect our interests.

Two, cooperative fraud

Case: Mr. Li has set up a specialized agency.

business

The company thought that money pactions were all at home and abroad. He only received agency fees after the completion of the paction.

One day, Mr. Lee received a "cooperation" call from the business manager of Hubei Zhenxing industrial general company, who entrusted him as the "fist product" of the company, the general agent of polymer purification membrane in Southern China area, and subsequently sent detailed information (including product description, product catalogue, copy of organization code card, polymer purification membrane sales supplement instruction, etc.).

Mr. Li saw that the procedures were complete, and he published relevant information on the professional website. After a few days, he received an echo. A farmer in Guangdong called for a 4000 metre polymer purification membrane.

Amount of money

It comes to 270 thousand yuan.

Mr. Li estimated that the paction itself could earn tens of thousands of yuan agent fees, and immediately contacted with his home.

The house promised quickly, but needed immediate payment.

When Mr. Li informed him that he had left home, the other side immediately sent over a deposit of 10000 yuan. He said he was too busy. He needed Mr. Li to help him take the goods first and then pay the delivery fee afterwards.

Mr. Li did not want to give up the "fat meat". He helped pick up the goods and paid for the goods, but all second days had changed.

Comment: This is a typical case of "even fraud".

Those who engage in cheating are mainly entrepreneurs who engage in agency, intermediary and consulting business.

There will be no pie in the sky. If you meet the "good things" coming from home and downstream, you must be careful.

To deal with this kind of deception, first of all, we must maintain a good state of mind, and then calmly investigate the upper and lower families. First, we should know clearly about the strength of the suppliers, the supply capacity and the quality of the products. In particular, we should put forward some minor professional problems and examine whether they are responsive. Two, if the next home is a large list of hundreds of thousands of dollars, we should not be hesitant about the "quick people", but also be careful.

Three, network fraud

Case: Mr. Wang has been rolling over 30 years of "old supply and marketing" in the business field. Recently, he opened an account on a famous e-commerce website and began to start his own business online.

On one occasion, Mr. Wang saw a message on the Internet: a businessman with "high reliability" sign provided quality yellow sand at low volume.

Mr. Wang, who has experienced experience, is not eager to start, but understands the supplier's situation through the Department of industry and commerce.

After confirming the identity of the supplier, Mr. Wang collected 30% of the money from his home and remitted it according to the account number provided by the Internet, but Huang Sha never saw it shipped.

The house repeatedly urged him to deliver the goods. In a hurry, he had to rush ahead.

Mr. Wang has found that the enterprises with the same name do exist, but he only trades in iron and steel, does not engage in building materials, and has never set foot in the field of electronic commerce. As for the upper family businesses on the Internet, the deceit embezzled the copy of the company's business license.

Finally, Mr. Wang compensated hundreds of thousands of dollars for his next client.

Comment: Although e-commerce has the characteristics of quick and convenient, it is more risky than traditional paction.

Some illegal elements are using high-tech to pplant flowers and trees, and borrow the names of regular enterprises to deceive.

Many entrepreneurs are deceived because they are not familiar with the operation mode and characteristics of e-commerce.

In fact, the Internet is only a medium for pactions. After obtaining business information through the Internet, entrepreneurs should conduct a survey under the net.

In particular, it is very necessary to conduct on-site investigations in person, especially in highly profitable projects and large business lists.

If conditions permit, investment and legal experts can be checked.

In addition, internet pyramid selling activities are increasingly rampant, and entrepreneurs should be careful to fall into pyramid selling traps when surfing the Internet.